The third of my financial 5-a-day is saving.   Once you have got on top of managing household income the next step is making best use of monthly surpluses. This is where saving comes in.   Most of us probably have an internal voice telling us we should be saving but a mix of wishful thinking and procrastination get in the way.   People often find having a goal or goals very helpful. Examples might be saving for a house deposit, holiday, going to University, weddings, buying a

This is the next instalment of my financial 5-a-day project - thinking about how we might use behaviour change to improve our financial nutrition, in much the same way as the fruit and veg 5-a-day campaign led to improvements in physical health.   The suggested 5 categories are talking about money, understanding spending, putting a savings plan in place, getting on top of investing and thinking of your future self.   This blog explores the second of these – understanding spen

My last blog financial 5 a day discussed how we might use behaviour change to improve our financial nutrition, in much the same way as the fruit and veg 5 a day campaign led to improvements in physical health.   The suggested 5 categories are talking about money, understanding spending , putting a savings plan in place, getting on top of investing and thinking of your future self .   This blog explores the first of these - having regular money conversations; being ok talki

Way back in 2003 when government and health officials were worried we were not eating enough nutritious food they borrowed from a US...